Protect Against Scams 

Text Scams 

Watch for text messages that appear to be from a bank or other financial institution. You do not have to be a customer for the scam to work. The text will ask you to verify your account by either following a link or calling a phone number.
The intent is for you to provide some type of personal information that can be stolen, such as a debit/ATM card PIN.

For more information,  visit the Better Business Bureau’s Scam Stopper website bbb.org, where you will learn things like: 

  • Ignore instructions to text “STOP” or “NO” which confirms that your number is valid and active 
  • Forward the text to your cell phone carrier to block future texts from that number Call the bank or financial institution to verify the text is real 

Wire Scams 

 Wire scams can include a variety of ploys to entice you to send money through a wire (this is the same as sending actual cash to a person). Wiring money is like giving cash, once it’s sent you cannot get it back. To protect yourself from falling prey to a wire scam, NEVER wire money to someone you don’t know, even if they claim the money is for a friend or relative that you do know. Learn more from the Federal Trade Commission by visiting ​consumer.gov​. 

Scams may lead you to believe a variety of stories: 

  • You won the lottery but have to pay taxes first 
  • You inherited money but have to pay fees to receive the money 
  • A family member who is in trouble and needs you to send money 
  • You receive a check from the wrong amount and need to send the extra fundsback
  •  If you believe you have fallen prey to a wire scam 
  • Call the Federal Trade Commission (FTC) 
  • Notify the FTC online at https://ftccomplaintassistant.gov/

A bank with family values! We have been locally owned and managed since 1868. NVB has been serving the needs of northwest Missouri’s citizens for a century and a half.

Click Here to
inquire about a  How to Find the best Free Checking Account in St. Joseph MO

 

Advertisements